Kasasa Cash Back

Kasasa Cash Back

Free cash isn't too good to be true — not if you have free Kasasa Cash Back® checking. Get paid in cold, hard cash for simply using your debit card on everyday purchases.

At the same time, benefit from ATM fee refunds not only in the Southern Illinois area, but nationwide!* Hold on to all of your money and make even more of it with an account that always works in your favor.

Summary
  • 2% cash back on debit card purchases*
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking & bill pay
  • Free eStatements
  • Free debit card
  • $100 minimum deposit to open

How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!

Qualifications

Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning exciting rewards the very next month.

*Minimum to open is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.