Small Business Loans (SBA)

Small Business Loans (SBA)

At GRCB, we believe the size of your business shouldn't impact the scope of your dreams. We work closely with the U.S. Small Business Administration to help local small businesses secure the government-backed funds they deserve.

Take advantage of specialized financing for business acquisition/expansion, equipment purchases, working capital, and much more. SBA Loans offer generally lower down payments and extended repayment terms, so you can enjoy success now and into the future.


Summary
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
  • Commercial real estate purchase
  • Construction
  • Business acquisition or expansion
  • Equipment/inventory purchase
  • Working capital
  • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Local Southern Illinois decision-making and processing
  • Friendly, customized service from start to finish

*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.