Simply Rewards Credit Cards

Credit Cards

Have an anytime source of funds for times when expenses arise. Our Visa® Platinum Rewards Card provides increased purchasing power to both business and personal customers — use your card anytime, anywhere Visa® is accepted.

Not only is using your card easy, it pays off, too! Receive bonus points, exchangeable for valuable prizes, for nothing more than swiping your card. Plus, benefits like auto rental, travel insurance, fraud protection, and more save you time and stress. Sign up today!


Your life. Your choice.

Earn more rewards for all your everyday purchases.1

3x the points

Grocery Stores
Discount Stores
Gas Stations
Restaurants and Fast Food

1x the points

All other purchases

Apply Online Today for a Simply Rewards Visa® Credit Card

Branch: Ask an associate for details

We make it easy to redeem

Access your account to see how many points you've earned through online banking or your monthly statement at Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Additional Visa Benefits

Fraud Protection

Visa's Zero Liability Policy means your won't be held responsible for any unauthorized charges made with your card or account information.2


Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.3

Online Credit Card Control

View transactions, pay bills and track expenses. Includes eStatements with 18 months of history.

Learn more about our competitive rates and fees.

Cardholder Self-Service Contacts

Online Account Access –

Rewards Points Redemption –

Customer Service – 1.800.821.5184

Cards issued by UMB Bank, n.a.

1 Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details. 2 Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. 3 See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.