Rates

APY = Annual Percentage Yield. Rates effective as of 08/04/2014. Fees may reduce earnings.

Kasasa Cash*

BalanceRateAPY
Balances up to $10,0001.98%2.00%
Balances over $10,0000.25%2.00% to 0.41%
All balances if qualifications not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceRateAPY
Balances up to $10,0000.50%0.50%
Balances over $10,0000.25%0.50 to 0.27%
All balances if qualifications not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Deposit Accounts

AccountBalance Required to Earn InterestRateAPY
Regular Savings

*These rates may change at any time without prior notice.

$1000.26%0.26%
NOW Account

*These rates may change at any time without prior notice.

$1,5000.25%0.25%
Vacation Club

*These rates may change at any time without prior notice.

$00.50%0.50%
Christmas Club

*These rates may change at any time without prior notice.

$00.50%0.50%
Business Interest Checking

*These rates may change at any time without prior notice.

Up to $2,5000.51%0.51%
Over $2,5000.51%0.51%

Loans

TypeAPRTerm
Unsecured Personal Loan15.00%Varies
Secured with Certificate of Deposit3% over CD rateSame as CD term

APR = Annual Percentage Rate.

Auto Loans

TypeTermAPR
New Auto60 Months6.25%
48 Months5.85%
36 Months5.70%
Used Auto (2013)60 Months6.50%
48 Months6.10%
36 Months5.95%
Used Auto (2012)48 Months6.70%
36 Months6.55%
24 Months6.35%
Used Auto (2011)36 Months6.95%
Used Auto (2010)36 Months6.95%
Used Auto (2009 and older)36 Months8.25%

APR = Annual Percentage Rate.

Certificates of Deposit (CDs)

TermRateAPY
6 Month0.31%0.31%
12 Month0.41%0.41%
18 MonthN/AN/A
24 Month0.61%0.61%
36 Month0.85%0.85%
48 Month0.95%0.95%
60 Month1.22%1.23%

6 Month Penalty for early withdrawal.